No related posts. Officers from the Costa Rican Coast Guard on Sunday seized 963 kilograms of cocaine from a fishing boat near the Galapagos Islands, Ecuador, in the Pacific Ocean.Public Security Minister Mario Zamora on Monday said the seizure was part of a joint patrol with the U.S. Coast Guard.Zamora said at a press conference that the crew of three Costa Ricans and one Nicaraguan was arrested and sent to Ecuador for booking.Public Security Ministry officials have requested that Ecuador send the three Costa Rican nationals here to be tried in Costa Rica.The minister said officials also are performing background checks on the detainees to verify if they have criminal records.Last November, agents from Costa Rica’s Drug Control Police captured the same fishing vessel, named “Capitán Pearson,” with 1,081 kilograms of cocaine on board, Zamora said.At the time, four people were arrested after transferring the drug shipment from an Ecuadorian boat. However, a judge ordered the boat returned to its owners pending trial in that case. Facebook Comments
December 19, 2018 678 Views Heading into 2019, the Federal Housing Administration (FHA) says it is doing rather well as an offshoot of the bullish U.S. housing market. In fact, the agency has seen the ratio of net worth to total mortgages in its Mutual Mortgage Insurance (MMI) Fund, which collects premiums and pays claims, grow by $7 billion this year.FHA also says that at year’s end, it finances 33 percent of purchase activity for first-time homebuyers, and 34 percent of all minority purchase activity, plus there’s $209 billion in new FHA mortgages “for which future revenue is expected to exceed future expenses,” according to a new agency report.How this will all work for the buyer, though, might be a different story. FHA, after all, tends to help buyers who need it more, and upward swings in the share of borrowers using down payment assistance—despite a 3.5 percent downpayment requirement—could signal more buyers are stretching too thin.“These mortgages,” FHA reports, “tend to be riskier both because the borrowers have not demonstrated the ability to put money aside and because they tend to have less discretionary income to weather setbacks.”The agency’s annual report shows that the share of FHA mortgages with downpayment assistance has gone from 30 to 39 percent over the last five years.Riskier cash-out refinances have also increased, from 142,000 to 152,000 loans since last year, with their share of the refinance universe rising from 39 to 64 percent. This, even though refinances overall are down.On the upside for consumers—and the downside for FHA—access to credit is expanding, even as credit scores are drifting lower, as a result of debt-to-income (DTI) ratios increasing.“While these decreases in credit scores and increases in DTI ratios may increase the FHA’s risk, they are part of the program’s natural cyclicality,” the agency reports. “That said, we do worry about the increased default posed by risk layering.”In reverse mortgages, the agency says Type 1 claims—the ones representing actual losses from disposing properties backing these mortgages—dropped from $677 million to $612 million since 2013 and 2015 numbers. Recoveries are also increasing. That’s more good news for consumer trends, but the 19 percent dropoff in its reverse mortgage program spells a $14 billion shortfall for FHA.That’s actually about the same as it was a year ago and seems to be related to an appraisal bias in the program.“Appraisal bias on nonpurchase mortgages has long been a feature of the mortgage market,” the agency says, “and the FHA estimates that the appraisal bias is now under 5 percent, falling from much higher levels 10 years ago.”Moreover, the agency says, this level of appraisal bias should not add much incremental risk given that seniors can tap only about half the equity in their house through the program.“We would encourage the FHA to release more loan-level data on the reverse program so that researchers can better understand the drivers of risk in this program—one that appears to be hemorrhaging even in an environment with 7 percent home price appreciation,” the report concludes. in Daily Dose, Featured, Government, News 2019 Downpayment Assistance FHA HOUSING Housing Market Trends mortgage Reverse Mortgage 2018-12-19 Scott_Morgan What’s Ahead for FHA in 2019? Share
August 10, 2015This past month Arcosanti’s Jeff Stein AIA and concert pianist Dr. Lynne Haeseler presented their “CONNECT Chautauqua: Connecting Beethoven, Buildings and BMW Motorcycles” at the Barber Motorsports Museum in Birmingham, Alabama. Previously, they have performed this at Arcosanti, in Scottsdale and at the Steinway Gallery recital hall in Tucson.[photos and text by Jeff Stein}Their performance in Birmingham was part of the 5th annual conference of the IJMS / International Journal of Motorcycle Studies, an online, peer-reviewed scholarly journal of social science, riders and research from around the globe.The Barber is the world’s greatest motorcycle museum, with over 1400 bikes on permanent display. In their 50-minute, multi-media Chautauqua, Stein and Haeseler describe through images, lecture, discussion and Beethoven’s music itself — including the entire second movement of his 9th Symphony, transcribed for piano by Schiller — how the work of these three men: composer Ludwig vonBeethoven’s 9th Symphony, designer David Robb’s BMW R1200GS, architect Paolo Soleri’s East Crescent at Arcosanti provides the same intense human experience: sound, speed, space that allows us to be truly connected, and thus truly human.In truth everything is connected. Understanding how these three entities connect, we all might grow more comfortable with the idea. Plus, there is the notion, in each, of being at the center of a world. Each composition: Symphony, Architecture, Motorcycle, transports you to such a place. “Chautauqua” was the New York birthplace of this kind of enlightening lecture / performance. Former US President Theodore Roosevelt called Chautauqua “the most American thing in America”. This is one of those. To schedule a performance of this Chautauqua in your location, contact < pr [at] Arcosanti.org >
French content creators society SCAM has called for an increase in the licence fee to finance France Télévisions and end uncertainty over the public broadcaster’s future.The SCAM has called for an increase of €5 per household for 2013 and above inflation increases of €3 per year for each of the four years thereafter.SCAM president Jean Xavier de Lestrade said that an increase in the licence fee was the only viable solution and that the government had to tackle the taboo surrounding the notion of an increase in the fee.The SCAM, which publicised a series of proposals following the Auteurdevue 2012 event for audiovisual professionals, has also condemned a cut in the budget of the Centre National du Cinéma (CNC), which supports audiovisual production in France, of €150 million, as excessive. The SCAM said it believed the state was penalising an organisation that contributed significantly to growth and employment and called for a ringfencing of the organisation’s budget.The SCAM also joined with producers organisations to call for a reform of the COSIP, the fund for the support of French cinema production, to ensure continued support for high-end productions.Finally, to combat piracy, the SCAM has also called for a reduction in exclusivity windows for documentary films from the current four years and a revision of rules applying to the theatrical distribution windows for documentaries.
Dear Readers,We are just back from the Recovery Reality Check Summit, which was very informative as well as thought-provoking. We took some time while there to chat with a few of our speakers after their presentations and will be sharing them here over the next few weeks.Our first conversation is with Rick Rule, the legendary resource speculator. He gives us a powerful primer on being a contrarian speculator, which may help bolster some discipline in the current market climate. We hope you enjoy this presentation.Sincerely,Louis James Senior Metals Investment Strategist Casey Research
Over 50,000 People Signed up for the Marijuana Millionaire Summit… Recommended Link Justin: I agree. Let’s start with money launderer. Doug: Money laundering. It’s the process of making money obtained from criminal activity look like it came from a legitimate source. But it’s a completely artificial crime. It’s made up. It was created out of whole cloth about 40 years ago, as I recall. Like most “crimes” today, it’s not wrong in itself; it’s wrong because some legislators passed a law. There’s nothing wrong, in principle, with money laundering. Perhaps you got the money illegally or immorally. And, incidentally, those are two totally different concepts, where there’s only an accidental overlap. But that’s a big subject for a whole new conversation. But what’s wrong with redeploying capital that already exists in a perfectly legal or moral way? I would say nothing. Money is fungible. It’s not like artwork—it’s not so easy to trace its provenance. Anyway, it’s said that most great fortunes started with a crime. That’s certainly true for the Kennedy fortune. Joe Kennedy, founder of the clan, made most of his money bootlegging, which is the equivalent of drug dealing. He also made money with stock manipulation, which is insider trading. God knows what else he was up to. Although bootlegging and stock manipulation are not, in themselves, immoral. That said, I have no doubt many other things—like murder, assault, theft—occurred in the process. So, he laundered money. It wasn’t a crime then. It’s counterproductive to make it illegal to take these so-called ill-gotten gains, and do something correct with them. It’s just another Kafka-esque crime that they can arbitrarily use to hang you. At what point does capital created illegally become clean? Money laundering is a non-crime, and shouldn’t be treated as a crime. Justin: What about drug dealers? Doug: Today, drug dealers are automatically seen as the worst kind of scum. Drug dealers now are always looked upon as being violent, evil, immoral, amoral, just horrible human beings. But the problem isn’t so much that drugs can be abused and harm the user—that’s true of alcohol, tobacco, food, sex, inactivity, and a hundred other things. The problem arises when they’re made illegal. All drugs should be legal. Why? Well, your body is your primary possession. If you can’t control what you can put in your own body, you have no freedom at all. You’re, in effect, a slave. That’s the moral argument for drugs being legal. Whether they’re good, bad, or indifferent is a technical issue. But it’s a question of degree, as is the case with food, sex, alcohol, tobacco, sugar, and everything else. These can all be addictive or even dangerous if they’re not used in moderation. The “War on Drugs” is foolish and destructive on every level. It should be abolished. Justin: You explored this idea in your latest novel, Drug Lord. Doug: Yes. In that novel, my co-author John Hunt and I tried to reform the unjustly besmirched occupation of drug lord. Our drug lord hero, Charles Knight, is a thoroughly good guy. There’s nothing wrong with the commodity. There’s nothing wrong with purveying drugs. But, as with the other subjects we’re discussing, people often have a fixed idea burned into their consciousness, and they’re unwilling or unable to analyze the subject rationally. Drug dealing, whether you’re a ghetto dweller or Big Pharma, is—in itself—a non-crime. Justin: But Doug, drug dealers murder, kidnap people, and do all sorts of horrible things. How can you say they’re not criminals? Doug: That’s true. But it’s not because they’re drug dealers. It’s because they’re murderers, kidnappers, or extortionists. Those are the real crimes. But you’ve got to separate these ideas. Something may look gray. But gray is a combination of black and white. It shows a lack of critical thinking when people can’t separate them. Justin’s note: Tomorrow, I’ll share part two of this interview, where Doug shares his thoughts on two other controversial buzzwords. In the meantime, if you haven’t already, I encourage you to pick up a copy of Doug’s novel Drug Lord. It’s a fantastic tale where hero Charles Knight has to sort through the legal and illegal, moral and immoral, and right and wrong as he navigates the War on Drugs and the corrupt pharmaceutical industry. You can order your copy right here. Reader Mailbag Today, readers respond to our recent Dispatch, “Why Sessions Can’t Stop This Marijuana Boom”: Justin, awesome article. Where did you learn to write like this? You give the facts in a very appealing yet appalling manner! Hats off to you!—Lois Your reasoning is incorrect. The US Constitution governs his actions, and it is clearly worded otherwise against Sessions. Read the history of the 10th Amendment (and there is plenty from before that amendment was ratified in in September 1787). Generally, the 10th Amendment gives states the rights to overrule and supersede government foolery (Sessions included). Past SCOTUS cases will confirm the above information. The above are viable facts, and anecdotal bloviating.—CraigWhat do you think about Sessions’ fight against the marijuana industry? Let us know right here. In Case You Missed It… Did you attend Doug Casey’s free online investing summit last night? Thousands of readers discovered how Doug turned $50,000 into $1 million by investing in one marijuana penny stock. Readers also had the chance to discover the five best plays for the coming legal marijuana boom. If you missed the event, don’t worry. Doug has agreed to host a replay. Catch it right here. And discovered the details of the top 5 pot stocks for 2018. You have until midnight tonight to watch a free replay of the Summit. Click here to watch. Recommended Link — Delbert made $151,000 from Teeka Tiwari’s crypto plays, here’s his letter: I am a 67-year-old retired school teacher and small business owner from Greencastle, PA… When Teeka began providing information on the cryptocurrencies, I was intrigued. I bought a $5,400 stake in October 2016. This morning it was $74,200!!!! As a follow-up, within a few more weeks my stake had climbed to over $151,000… $5,400 to $151,000 in 8 months!!!!!! Here’s how to get Teeka’s research right away… Justin’s note: Doug Casey isn’t afraid to speak his mind… even if it means offending people. That’s a rare commodity. These days, most people only think what they’re supposed to think. They say only what’s politically correct. It’s a serious problem that’s getting worse every day. So, I recently called Doug to discuss some of today’s most controversial buzzwords… Justin: Doug, you said something during one of our recent talks that intrigued me: They’ll say if you use bitcoin you’re a money launderer, a drug dealer, a terrorist, or a tax evader. Actually, the morality involved in all those activities is worth a separate discussion… it’s perverse they’re always classed together. What did you mean by that? What’s wrong with grouping these people together? Doug: It’s chimpanzee think. It’s group-think memes in action. Somebody in a position of authority—or even just an actor, or a news reader, or a rapper, for that matter—says something. That transforms it into something that everybody automatically believes in, thoughtlessly. It’s like the concept of political correctness. I first heard that term on Saturday Night Live in the early 1980s. They said “this isn’t very politically correct.” I thought it was part of their skit. I thought it was a joke. — Little did I know that it would become a meme. The concept didn’t just catch on in society, it’s come to rule it. You’re supposed to be politically correct—if not, you must be a Nazi or a Klansman. Although, oddly, you might actually be a Communist or a fanatic Muslim with identical beliefs—and that’s somehow acceptable. So, the concept of PC isn’t a joke anymore. It’s the complete opposite of a joke. It’s a threat. Calling something a name that’s not just inaccurate, but maybe the opposite of what it is, is dangerous, dishonest and destructive. A lot of words are consistently misused today. Sometimes purposefully, sometimes just stupidly. What you say reflects what you think. And what you think—or at least feel—influences what you do. I did an article a while ago debunking the misuse of a dozen common words. People who think in slogans and catchphrases are very dangerous. They turn their feelings into group moral memes. Lowest common denominator stuff. Justin: They aren’t thinking for themselves. Doug: Exactly. That’s how lynch mobs work—“Give us Barabbas! Give us Barabbas!” People should analyze these “hot button” concepts, like the four things I mentioned—and there are lots of others—on their own merits. Otherwise you’ll wind up mindlessly parroting Paul Krugman, Hillary Clinton, or Kim Kardashian. These terms shouldn’t be grouped together. “These are evil things. We shouldn’t even think about them. They’re not even worth talking about.” Did Big Brother call them Badthink in 1984? Justin: But you think they’re worth talking about? Doug: Absolutely. This is what made Walter Block’s book Defending the Undefendable such a work of genius. Everyone should read it. It’s also very funny, somewhat in the tradition of George Carlin, another genius. So, yes. We should dissect all four terms that I mentioned.
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Sales calls only work when they’re made to the right person. Here are three factors to keep in mind to determine and reach the true decision maker.According to this post by John Kenney, senior consultant at Sales Benchmark Index, a recent survey conducted by SBI found that 72% of respondents rated “gaining access to the true decision maker” as one of their Top 3 issues. “Finding and calling on the right contacts lies at the heart of the complex sale,” Kenney writes, and while maintaining and monitoring CRM data and organizational charts can provide sales reps with helpful information, asking the right questions during conversations with leads can be invaluable in filling in gaps as well as determining behind-the-scenes political dynamics that can be key to gaining access to true decision makers.To do so, sales reps should gauge three key factors during their calls with each contact: role, relationship, and influence, Kenney argues, and to help SBI offers a free Relationship Matrix tool, a template for organizing the Role, Relationship, and Influence information in a meaningful and useful way. It contains a series of questions that enable the rep to assess the players involved in the decision. AddThis Sharing ButtonsShare to FacebookFacebookShare to TwitterTwitterShare to PrintPrintShare to EmailEmailShare to MoreAddThis
Reviewed by Alina Shrourou, B.Sc. (Editor)Oct 11 2018Flavoring and additive ingredients in e-cigarettes may increase inflammation and impair lung function, according to new research. The study, published ahead of print in the American Journal of Physiology–Lung Cellular and Molecular Physiology, also found that short-term exposure to e-cigarettes was enough to cause lung inflammation similar or worse than that seen in traditional cigarette use. The research was chosen as an APSselect article for October.E-cigarettes, popular battery-powered devices that simulate the act of smoking a traditional cigarette, dispense a vapor derived from liquid chemicals in a refillable cartridge. The refills typically contain propylene glycol, nicotine and often flavorings. Propylene glycol–a colorless, odorless food additive–is found in numerous processed food and beverages; it is also used as a solvent in a number pharmaceuticals. E-cigarette devices and refills are not well regulated, and the long-term health effects of e-cigarette use are not widely known.Researchers studied several groups of mice that received whole-body exposure to varying chemical combinations four times each day. Each exposure session was separated by 30-minute smoke-free intervals. Related StoriesAcute exposure to flavored e-liquids exacerbates endothelial cell dysfunction, study findsNew regulations on e-cigarettes may have unintended consequencesStudy finds increase in cigarette smoking among minority teens after college affirmative action bansThe cigarette and e-cigarette groups were compared with a control group that was exposed to medical-grade air. Some of the animals in each group were exposed to short-term cigarette smoke or e-cigarette vapor (three days), while others were exposed for a longer term (four weeks).The research team found an increase in markers of inflammation, mucus production and altered lung function in the propylene, propylene + nicotine and flavoring groups after three days. However, the propylene group showed fewer negative effects with long-term exposure, suggesting the additive alone elicits only a temporary irritation that eventually subsides with continued use. In addition, two inflammation-producing proteins became elevated only in the flavoring group, suggesting that some of the many flavoring components on the market may not be safe for even short-term use.The condition of the e-cigarette groups in comparison with the cigarette group surprised the researchers. The level of oxidative stress–stress at a cellular level–in the flavoring group was equal to or higher than that of the cigarette group. However, respiratory mechanics were adversely affected only in mice exposed to cigarette smoke and not to e-cigarette vapor after prolonged treatment. “The observed detrimental effects in the lung upon [e-cigarette] vapor exposure in animal models highlight the need for further investigation of safety and toxicity of these rapidly expanding devices worldwide,” the researchers wrote.Source: http://www.the-aps.org/mm/hp/Audiences/Public-Press/2018/63.html One group was exposed to cigarette smoke (“cigarette”); One group was exposed to e-cigarette vapor containing propylene glycol and vegetable glycerol, an odorless liquid derived from plant oils (“propylene”); One group was exposed to e-cigarette vapor containing propylene glycol and nicotine (“propylene + nicotine”) and One group was exposed to e-cigarette vapor containing propylene glycol, nicotine and tobacco flavoring (“flavoring”).
Jan 3 2019Consumption of one egg every day seems to associate with a blood metabolite profile that is related to a lower risk of type 2 diabetes, a new study conducted in the University of Eastern Finland shows. The findings were published in Molecular Nutrition and Food Research. Although it is too early to draw any causal conclusions, we now have some hints about certain egg-related compounds that may have a role in type 2 diabetes development. Further detailed investigations with both cell models and intervention studies in humans that use modern techniques, such as metabolomics, are needed to understand the mechanisms behind physiological effects of egg intake.”Stefania Noerman Related StoriesSome people treated for type 1 diabetes may have monogenic diabetes, study findsAADE’s comprehensive guidance on care of children, young adults with diabetes releasedDiet and physical exercise do not reduce risk of gestational diabetesThe study found that the blood samples of men who ate more eggs included certain lipid molecules that positively correlated with the blood profile of men who remained free of type 2 diabetes. In addition, the researchers identified several biochemical compounds in blood that predicted a higher risk of developing type 2 diabetes, including the amino acid tyrosine.The study suggests some plausible mechanisms which could at least partly explain the inverse association between egg intake and the previously observed lower risk of developing type 2 diabetes. Source:http://www.uef.fi/-/kananmunan-aineenvaihduntatuotteilla-yhteys-pienempaan-diabetesriskiin?inheritRedirect=true&redirect=%2Fen%2Fetusivu The purpose of the current study was to explore potential compounds that could explain this association using non-targeted metabolomics, a technique that enables a broad profiling of chemicals in a sample.”Early Stage Researcher and lead author of the study Stefania Noerman from the University of Eastern Finland Eggs remain one of the most controversial food items. High intake of eggs has traditionally been discouraged, mainly due to their high cholesterol content. However, eggs are also a rich source of many bioactive compounds that can have beneficial effects on health. This means that the health effects of consuming eggs are difficult to determine based solely on their cholesterol content.The investigators have previously shown that eating roughly one egg per day was associated with a lower risk of developing type 2 diabetes among middle-aged men participating in the Kuopio Ischaemic Heart Disease Risk Factor Study in eastern Finland. Eating one egg every day seems to associate with a blood metabolite profile that is related to a lower risk of type 2 diabetes.
Related StoriesBrain stimulation accelerates visual learning and recoveryHealthy blood vessels could help stave off cognitive declineDysfunctional neurons repaired in dementia mouse modelLing Wei, Shang Ping Yu, and colleagues at Emory University injected neural stem cells into the brains of mice after a stroke and activated the cells through nasal administration of a protein. The stem cells activated by this new, noninvasive technique called optochemogenetics grew healthier and formed more connections compared to the stem cells that did not receive stimulation. Additionally, the mice that received both stem cells and stimulation displayed the most recovery, with some behaviors returning to pre-stroke levels.The combination of stem cell injection and stimulation increased the likelihood of a successful stroke recovery in mice. Instead of just injecting stem cells in the damaged area of the brain, following up with stimulation creates an ideal environment for the cells to develop and form connections with surrounding neurons. Source:Society for NeuroscienceJournal reference:Wei, L. et al. (2019) Optochemogenetics Stimulation of Transplanted iPS-NPCs Enhances Neuronal Repair and Functional Recovery after Ischemic Stroke. Journal of Neuroscience. doi.org/10.1523/JNEUROSCI.2010-18.2019. Jul 3 2019Stem cell stimulation shows promise as a potential noninvasive stroke treatment, according to research in mice published in JNeurosci. If extended to humans, this technique could greatly improve patients’ quality of life.
India Today Web Desk New DelhiJuly 12, 2019UPDATED: July 12, 2019 13:28 IST Karnataka Speaker KR Ramesh Kumar (IANS photo)Rebel Karnataka MLAs from the Congress and the Janata Dal (Secular), whose resignations have pushed the state into a political crisis, claimed in the Supreme Court that Karnataka assembly Speaker KR Ramesh Kumar told them to “go to hell” when they met him on Thursday evening.The rebel MLAs made this claim during a hearing in the Supreme Court over the crisis in Karnataka where the HD Kumaraswamy government is on the brink of a collapse where more than a dozen MLAs have submitted resignations, lowering the Congress-JD (S) government strength in the House.Karnataka assembly Speaker KR Ramesh Kumar, however, is yet to act on their resignations. On Thursday, the Supreme Court, which was approached by some of the rebel MLAs, ordered Ramesh to meet the MLAs who have resigned and decide on their resignations.During the hearing today, Ramesh put forward several arguments as to why he has not yet acted on the resignations. These include claiming that the resignations were not submitted in a proper format to saying that there are disqualification proceedings pending against the MLAs.It was during the hearing that the rebel MLAs’ lawyers told the court that when Speaker Ramesh met the MLAs on Thursday evening, he questioned their move to approach SC and said “go to hell” to them.Meanwhile, the Supreme Court essentially ordered a status quo on the Karnataka political crisis, asking Speaker Ramesh not to take any decision on either the resignation or disqualification of the rebel MLAs till Tuesday.READ | Karnataka crisis: BJP man behind united front of rebel Congress-JDS MLAsREAD | Karnataka crisis: How it startedWATCH | Will Congress lose Karnataka?For the latest World Cup news, live scores and fixtures for World Cup 2019, log on to indiatoday.in/sports. Like us on Facebook or follow us on Twitter for World Cup news, scores and updates.Get real-time alerts and all the news on your phone with the all-new India Today app. Download from Post your comment Do You Like This Story? Awesome! Now share the story Too bad. Tell us what you didn’t like in the comments Posted byDev Goswami Karnataka crisis: Speaker asked us to go to hell, rebel MLAs tell Supreme CourtThe rebel MLAs told the Supreme Court that when Karnataka Speaker Ramesh met them on Thursday evening he asked them to “go to hell”advertisement Next