10 fast facts about credit union mortgage lending

first_imgThe tongue of a blue whale is as long as an elephant. A house fly lives only 14 days. Our eyes remain the same size from birth. On average, people move every 7 years… and in most cases, require a mortgage to do so. Obviously, some fast facts are more relevant to the everyday life of a credit union executive than others. Here are 10 fast facts about mortgage lending in credit unions:Credit unions are known for having lower fees on their lending products: A bank’s goal is to increase revenue, often at the expense of their customers, while a CU looks to provide its members with savings through lower rates and fees.From 2005 to 2014, credit unions grew their share of the mortgage lending market to 8.3 percent from 1.9 percent of all originations, according to Bill Hampel, the chief economist for the Credit Union National Association (CUNA).In 2015, the share of the mortgage lending market grew even more, to 11 percent. continue reading » 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Grant to declare for 2014 NBA Draft

first_imgSyracuse forward Jerami Grant will declare for the 2014 NBA Draft.Pete Thamel of Sports Illustrated reported the decision early Monday afternoon before SU Athletics released an announcement two hours later.“After extensive discussions with my family and coaches, I have decided to pursue my dream of playing professional basketball and enter the 2014 NBA Draft,” Grant said in the release. “I am so thankful to Coach Boeheim and the rest of the Orange coaching staff for guiding me throughout my college career, and am grateful to my teammates for two incredible seasons.”Grant is being projected as a mid-to-late first-round pick in most mock drafts after averaging 12.1 points and 6.8 rebounds as a sophomore this season. He was limited down the stretch by a sore back, and managed just four points on 2-of-3 shooting in SU’s season-ending loss to Dayton in the NCAA Tournament Round of 32 on March 22.“I am excited to start my journey in the NBA, but I also look forward to finishing my college degree,” Grant said. “I cannot thank my coaches, teammates and the entire Orange community enough for all of their support.”AdvertisementThis is placeholder textOne NBA scout told The Daily Orange that he expects Grant to face an uphill battle for minutes early in his professional career, and will likely spend time on the bench or in the NBA Development League.Grant becomes the second Orange underclassman to declare for the draft this offseason after freshman point guard Tyler Ennis announced his departure on March 27. Syracuse is also losing starting power forward C.J. Fair to graduation.“We’d like to thank Jerami for his tremendous contribution to Syracuse basketball over the last two years,” SU head coach Jim Boeheim said in the release. “We wish him well in all of his future endeavors.”The SU frontcourt will add five-star signee Chris McCullough next season, who is currently playing for IMG Academy in Florida and will compete in the Jordan Brand Classic on Friday. Comments Facebook Twitter Google+ Published on April 14, 2014 at 2:03 pm Contact Stephen: [email protected] | @Stephen_Bailey1last_img read more

Breaking News Online: How One 19-Year Old Is Shaking Up Online Media

first_imgMichael van Poppel used to be like a lot of young people, trawling the internet for interesting news about the world. Just like many others have considered doing, he created a place where he could post the most interesting news he finds, as fast as he can. Today he’s one of the most-watched movers and shakers in online news media – and he’s not yet twenty years old. In September 2007, when seventeen years old and living in the Netherlands, van Poppel decided to launch a news aggregation business called Breaking News Online. Months later, somehow, he came into possession of a full video of an Osama Bin Laden statement before any of the major news outlets had it, and sold it to Reuters. That was just the first strange chapter in a very strange story leading up to today, when van Poppel announced plans to release a push iPhone app for his fast-growing Breaking News Online network next month. A 19-year old announced that he would be releasing an iPhone app in a month and many people around the world took pause and noticed. How did this all happen? Asking that question illuminates some of the most interesting trends on the web today.Why BNO is ExcitingThree days after van Poppel sold the Bin Laden tape to Reuters, he said in an interview with Inside Cable News that he’d originally reached out to CNN’s iReport with the tape. They were unresponsive. He then tried to contact a number of other news outlets before connecting with and making a deal with Reuters. Breaking News Online had already launched months earlier, but the experience must have underlined van Poppel’s belief that he could find, select and push out news faster and better than other larger media outlets. The experience probably provided some funds for that vision as well.Since then, BNO has added editors in the United States, Ireland and Mexico to its team. The team watches news wires closely for important updates, exercises their own brand of editorial judgment in deciding what to push out through their various distribution channels and then they push it out fast. BNO has made the most of a number of different media technologies. The team is best known for its presence on Twitter – at 800k, BNO has four times more followers than ABC News and twice as many as Newsweek. BNO also makes extensive use of RSS, email, FriendFeed and now promises an iPhone app leveraging the phone’s brand new push messaging sometime next month.In a media landscape that some argue has transcended the old models of scarcity and physical distribution – it could be efficient research infrastructure, high-quality editorial judgment and building online channels of distribution that make the difference. Or, as blogger Mike Bracco put it on The Next Web today, “Unlike their mainstream counterparts the service does a great job of only reporting news worthy of the ‘breaking’ label. I can attest to this as well as their ability to deliver breaking news before anyone else. I have found them to consistently report news 10-15 minutes before it hits mainstream websites or blogs and well before it is ever reported on TV.” In the news game today, being best and first by minutes means it’s your link that gets passed along. Breaking News Online is excelling at that game with its short, quick updates.On the Other Hand… Now BNO says it will enter the world of the iPhone in August. Every major media outlet is building its own iPhone app but few if any others are charging money for them. The BNO app will cost $1.99 to download. Even crazier, BNO says it will charge an ongoing subscription fee of 99 cents per month for breaking news updates. All of this is fascinating, but isn’t BNO still just an aggregator? In traditional media outlets “aggregator” is a dirty word (unless they are the ones doing the aggregation). In fact, Breaking News Online does very little original reporting. The company is going to monetize its research flow, editorial judgment, distribution channels…and links to other peoples’ content. If BNO is successful, there is a real risk of original content publishers objecting to the fact that someone else has found a way to make money off of (links sending traffic to) their content.Imagine if the Huffington Post charged money for an iPhone app that pushed links to its pages aggregating content from elsewhere. Major media companies would blow a gasket. Ariana Huffington told those companies at a Congressional hearing on saving newspapers this Spring that if she sends them millions of readers and they can’t figure out how to monetize that traffic – that’s their problem. Some companies gasping for air didn’t find that convincing and insist that aggregators hand over some of the only money that anyone in the media ecosystem has figured out how to make online. Admittedly, if the professional reporters on the ground aren’t getting paid – then there’s going to be less content for aggregators to aggregate.BNO says it doesn’t think of itself as primarily an aggregator, van Poppel says it will do even more original reporting as the company expands.The internet is changing everything and it’s changing itself fast enough that it’s a challenge to keep track of it all. Recurring, mobile micropayments for near real-time aggregated news content delivered using push delivery? It’s hard to think of a sentence that packs more hot-button concepts into such a small space. That’s pretty impressive for a 19 year old. What it Takes to Build a Highly Secure FinTech … marshall kirkpatrick Why IoT Apps are Eating Device Interfaces Role of Mobile App Analytics In-App Engagementcenter_img Related Posts Tags:#Analysis#mobile#news#NYT#web The Rise and Rise of Mobile Payment Technologylast_img read more

Photos: Jim Harbaugh Shouts Out Michigan Moms On Twitter On Mother’s Day

first_imgMichigan Wolverines head football coach Jim Harbaugh throws the ball during the pregame warms ups prior to the start of the game against the Wisconsin Badgers.ANN ARBOR, MI – OCTOBER 01: Michigan Wolverines head football coach Jim Harbaugh throws the ball during the pregame warms ups prior to the start of the game against the Wisconsin Badgers at Michigan Stadium on October 1, 2016 in Ann Arbor, Michigan. (Photo by Leon Halip/Getty Images) *** Local Caption ***Jim HarbaughJim Harbaugh is known for his colorful personality on Twitter. Today, he’s using his account to show off some Michigan moms for Mother’s Day.Harbaugh has posted eight photos of Michigan mothers and their sons so far this morning. Loving & Dedicated Moms of Michigan Football – Glenda McCray, Paula O’Korn, Erica Kinnel & Susan Bunting. pic.twitter.com/ZonxmftThj— Coach Harbaugh (@CoachJim4UM) May 8, 2016Loving & Dedicated Moms of Michigan Football – Sela Litia Tu’ipulutu Mone, Carolyn Malzone, Kesha Bush & Pam Gedeon. pic.twitter.com/GfKpglB35f— Coach Harbaugh (@CoachJim4UM) May 8, 2016This is very cool on Harbaugh’s part. Hopefully he puts up some more photos as the day goes on.last_img read more

Grange to Break Ground for Stafanie Taylor Oval

first_imgThe Honourable Olivia Grange, Minister of Culture, Gender, Entertainment and Sport, will be the main speaker at the Ground Breaking and Sign Unveiling ceremony for the Stafanie Taylor Oval at Eltham High School in St. Catherine on Wednesday November 1, 2017.The Stafanie Taylor Oval is being built in honour of Eltham High’s most famous alumni and the current Captain of the West Indies Women Cricket team.Playing on the Eltham High School Headley Cup Cricket team, a privilege usually reserved for boys, Taylor went on to be selected for the West Indies Women’s Team at the early age of 17.Taylor is also the only woman from the Region to have led a Sports Team to a World Title, accomplishing that feat when the West Indies emerged champions at the ICC World T/20 tournament in 2016.She was voted ICC Cricket of the year in 2011, 2014 and 2015, will be present for the occasion and at age 22-year she became the first player, either male or female to hold the number one position in ICC rankings for both batting and bowling at the same time in international limited overs cricket“I am delighted that my country and more specifically my alma mater has seen it fit to honour me in this way. Eltham is where I truly learnt the game and begun to take it seriously. My wish is that all students at Eltham, and throughout all of Jamaica, will be motivated by the success I have achieved in my short stint thus far on the world stage. My dream is to see all our leading sports personality serve as role models to our children and adults alike”, Taylor said.The Stafanie Taylor Oval is being constructed by the Sports Development Foundation in partnership with the Ministry of Culture, Gender, Entertainment and Sport. It is one of the Jamaica 55 Legacy Projects.last_img read more

Urban Meyer BCS a flawed system

OSU coach Urban Meyer talks on the sidelines during a game against Illinois Nov. 16 at Memorial Stadium. OSU won, 60-35. Credit: Ritika Shah / Asst. photo editorOhio State football coach Urban Meyer is not ready to talk about his team’s national championship chances.Meyer sidestepped yet another question about what the rest of the country thinks about his team, and if the fact that the last two times OSU (10-0, 6-0) played for the national championship (2007, 2008) has crossed his mind. Instead, he elected to talk about how running backs redshirt-freshman Warren Ball and freshman Ezekiel Elliott need to get better at tackling to help the punt team.“Ezekiel on our punt team, I have to teach him how to tackle. Warren Ball is running down on kickoff,” Meyer said, to chuckles from the media. “He hasn’t done that in his high school career. We’re going to work hard on that in practice. Any other questions about Warren Ball’s coverage?”One thing Meyer did comment on was the Bowl Championship Series, which is in its final year of selecting the two teams who play for the national title.“Without spending much time on it, because it’s not fair for our team to do that, I will say this: I think it’s a flawed system,” Meyer said. “When you logically think about it, what the BCS people have done, which obviously we’re all part of it, I think it was great for a while.”The Buckeyes are ranked No. 3 in the BCS for the second week in row, but sits a mere .0013 points ahead of No. 4 Baylor after beating Illinois 60-35 in Champaign, Ill. A college football playoff will be implemented next season, with a selection committee choosing four of the nation’s top teams to play in a round of semifinals before the winners meet in the national title game.“I think (the BCS) took an imperfect system and did the best you can without a playoff,” Meyer said. “There’s going to be controversy in playoffs, too…There’s not a 64-team playoff. You’re going to have four guys. What is that fifth team going to feel like?”Baylor defeated Texas Tech, 63-34, Saturday, which catapulted them ahead of OSU in the AP rankings. Although the Buckeyes defeated Illinois by nearly the same margin, the Illini made things interesting in the fourth quarter, cutting the lead to 12 with just under nine minutes to go.Meyer was not pleased with his coaching performance in the win, giving himself a “C.”“I was worried about too many other things,” Meyer said. “I can promise you, we’re going to coach better this week.”Meyer and the Buckeyes are set to take on Indiana (4-6, 2-4) in the final home game of the season Saturday. Kickoff is scheduled for 3:30 p.m. at Ohio Stadium. read more

Fabio Borini says he is ready to become a star for

first_imgRight-back player Fabio Borini says he is prepared to shine as a ‘star’ for Milan after affirming he has  “proved worthy” of the Rossoneri shirt and that he is won’t be leaving to nowhere.Borini entered Milan from Sunderland last summer and ever since has become a jack-of-all-trades for the Diavolo. He has made 44 appearances in his usual striking position, out wide and even at right-back. On speaking about his future in Milan, he told Gazzetta Dello Sport via Football Italia that he is ready to become a star for Milan.“My balance sheet for the past season is absolutely positive,” he said.“The expectations for me weren’t very high, but I think I proved to be worthy of the Milan shirt.“I think I did good things, despite not playing in my natural role most of the time. I’d like to play and not be just a pawn.Cristiano Ronaldo, JuventusSerie A Betting: Match-day 3 Stuart Heath – September 14, 2019 Considering there is a number of perfect starts so early in the Serie A season, as well as a few surprisingly not-so perfect ones….“I plan to carve out a starring role. I’m not at Milan just to hole up for the winter but to get back to playing regularly.“I’m waiting for revenge with Juventus in the Supercopa. Playing in the first half of August could benefit us, if the Coach doesn’t kill us in preseason…“My dream is to win a trophy with this shirt, and the Supercoppa would be an excellent start to more important ones.“Exodus at Milan? For me, certainly not. Generally speaking, I don’t think so. [UEFA] could be a situation that brings us even closer together.“After that, excuse me but where would I run to? We’re at Milan after all…”last_img read more

Report Real Madrid to pay €75M for Julian Weigl

first_imgReal Madrid are reportedly going to pay €75M if they to sign Borussia Dortmund midfielder Julian Weigl this summer.According to caughtoffside, Borussia Dortmund have slapped a €75M (£68M) price tag on Julian Weigl.Don Balon reported last month that Real Madrid manager Julen Lopetegui asked the club to sign the Weigl.Don Balon also reported that the club are willing to offer €50M for the player, an amount that Borussia Dortmund deem below valuation.Sergio Ramos, Real MadridZidane reveals Sergio Ramos injury concern for Real Madrid Andrew Smyth – September 14, 2019 Zinedine Zidane has put Sergio Ramos’ availability for Real Madrid’s trip to Sevilla next weekend in doubt after withdrawing him against Levante.Real Madrid lack a quality back-up for midfielder Casemiro, and the signing of Weigl would be a smart move for Los Blancos.The 22-year-old has been impressive with Dortmund and has shown that he’s capable of becoming one of the world’s best in the nearest future.Weigl has composure on the ball and wide passing range that would make him a great addition for Real Madrid. Despite being quite young, he has already cemented his place in Dortmund’s starting line-up.last_img read more

Handanovic pleased with Inter Milans vital win

first_imgInter Milan goalkeeper Samir Handanovic hailed the importance of their 1-0 win over Napoli on Wednesday night in the Serie AA injury-time winner from Lautaro Martinez gave Inter victory at the San Siro against 10-man Napoli.The result enabled Inter to extend their hold on a top-four spot with a seven-point advantage over fifth-place Sampdoria.And Handanovic, who made two key saves while the scoreline was goalless, relished the Nerazzurri’s late winner.Serie A, Gian Piero GasperiniGasperini reveals why he rejected Inter Manuel R. Medina – September 14, 2019 Atalanta manager, Gian Piero Gasperini, has revealed why he rejected Internazionale Milan’s job proposal over the summer transfer window.“It was vital to win today to in order to silence all the other discussions and we did. Then, you get more of a sense of enthusiasm when you win in the 90th minute,” Handanovic told InterTV.“Following the red card for Koulibaly, we had to take more risks in order to look to win the game.“But Saturday is now even more important. Let’s hope that San Siro remains a fortress, the Coppa Italia and Sassuolo games await us after the holidays. The crowd always gives us something more and they showed it today.”Inter, who are now five points behind Napoli in third, will next take a trip to Empoli before heading into the winter break.last_img read more

Brave Davis questions manner in which BAIC arrests were done

first_imgFacebook Twitter Google+LinkedInPinterestWhatsApp Related Items:#BraveDavisQuestionsBAICArrests, #magneticmedianews Facebook Twitter Google+LinkedInPinterestWhatsAppBahamas, May 19th 2017: Interim Leader of the PLP, Phillip Brave Davis is questioning the manner in which he says the police treated nine members of staff at the Bahamas Agricultural Industrial Corporation. On Tuesday, reports flew of the arrests of some nine workers who worked with former chairman of the corporation Dion Smith. However, Davis in describing the manner in which officers descended on the corporation, as ‘gestapo style’ and overkill, as guns were drawn following allegations made against the employees. He called on the government “to be careful that it does not live up to the widespread expectation of witch hunts by them following a campaign”. As he says the recent action comes across as just that. Davis adds if this “is not the intention, the police and government owe the country a full and frank explanation”. Davis says the perception of the police must always remain neutral to political position.Meanwhile, Police are today saying that they expect more persons to be brought in for questioning. It is alleged that several employees attempted to destroy files and remove evidence from the offices of the BAIC. The files are said to show funds misused. Reports say CCTV footage showed computers and documents being removed from the office the day after elections. However, since then officers now have those items in custody, while a forensic team is currently going through the evidence.Employees have hired a lawyer to represent the charges and claims. Attorney Wayne Munroe hopes the case is not one of ‘victimisation’, as so far none of his clients have been questioned of the alleged missing monies.The matter is the latest to arise since the new cabinet was ordered to conduct audits of all ministries and state agencies.#MagneticMediaNews#BraveDavisQuestionsBAICArrestslast_img read more