“Recession” is a scary word but worries of an upcoming recession are not something that should keep people up at night.“A recession is not necessarily the end of the world,” says Peter Ricchiuti, a finance speaker and professor at Tulane University, told CUNA Lending Council Conference attendees during a keynote address Monday morning in Anaheim, Calif.While the 2008 recession is still fresh in people’s minds, they shouldn’t believe any future recession would be similar to that one, because that recession was a “whopper” that lasted 18 months. Ricchiuti, who gave a keynote address at the CUNA Lending Council Conference Monday morning in Anaheim, Calif., says that was more like a depression.There are three stages of bear market, Ricchiuti says—denial, reality, and surrender. Currently, he says the population is in the reality stage, where stocks are declining and investors are beginning to realize how weak the economy is. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
The team from Long Ashton in Gloucestershire snatched victory in the English Junior Champion Club tournament today by the tiny margin of one point – on countback. Nathan Moore, Sam Harrison and Sam Williams (image © Leaderboard Photography) came in right at the end of the 36-hole final at Frilford Heath and tied Cambridgeshire’s Nene Park on 147 stableford points, with the best two scores counting in each round. The title was decided by the combined scores of all three players over both rounds and Long Ashton triumphed with 206 points to Nene Park’s 205. The championship was decided at England Golf Week which brought over 500 competitors to Frilford Heath to take part in a series of finals during the five-day celebration of handicap golf. “It’s really brilliant,” said Long Ashton’s junior organiser, Andi Moore. Meanwhile, Nene Park’s lead scorer Lucas Bickers promised: “We’ll be back.” Nene Park – whose team also included Dan Clark and Kallon Rawlings – had set the target hours earlier and settled in for a long wait. “I’ve never been in this position before so I don’t know what to expect, but we won’t get too over-excited because anything can happen in golf,” said Bickers, who had scores of 39 and 43 points. His words turned out to be prophetic when Long Ashton staged a storming finish to win the championship. Moore came in first, with 31 points off two handicap, followed by Williams with 41 and finally Harrison with 36. None of them had any idea of how the team was placed and, in fact, they each thought the others were scoring poorly. “I saw Sam hit two into the gorse and thought he wasn’t playing very well,” said Harrison. In fact, Williams, 16, was putting together his best round since taking up golf a couple of years ago. “I felt really good swinging the club and started going at a few pins and it went from there,” said the 12-handicapper. Harrison, meanwhile, was spurred on by his own annoyance at incurring a two-shot penalty for playing a wrong ball. He also missed several birdie putts and his putt for par on the last stopped about two inches from the hole. He came in adding up the missed opportunities which he feared might cost the team – only to be delighted when their victory was confirmed. “This is really, really good and it’s going to be a big inspiration to our younger juniors,” said Andi Moore. Long Ashton had started the final round in a share of seventh place after scoring 70 points in the first round, before adding 77 today. Nene Park had been in 13th place at the halfway stage with 67 points and added 80 today. Meanwhile, overnight leaders The Burstead, from Essex, slipped back into third place after they added 67 to their opening 76. The team was Harry Marchant, Sam Ainsbury and Noah Andrews. The low score of the championship was Bicker’s second round 43. The 14-year-old has been playing serious golf for only a year and today’s score is his best yet. His round started with a double bogey and he had two blobs on the back nine – but the rest was very steady, composed of six pars, six bogeys and three birdies. “The best thing was that we were chasing, so there was no pressure,” said Bickers. “I just stuck to my plan to go out and play golf. I got the right bounces, the right kicks and holed the right putts.” Click here for full scores 12 Aug 2016 Long Ashton snatch Junior Champion Club victory
QPR are in talks with Danny Murphy but face a fight with Blackburn for his signature, the Daily Mirror say.The veteran midfielder, whose Fulham contract expires this summer, played under R’s boss Mark Hughes when the Welshman was manager at Craven Cottage.It is claimed that Murphy has spoken to relegated Rovers about joining them on a two-year deal but will move to Rangers if they match the Championship side’s terms.The Daily Mail report that Fulham have offered £1.6m for Vitesse Arnhem left-back Alexander Buttner, have also shown interest in Sevilla’s Argentine centre-back Federico Fazio and remain keen on Huddersfield’s Jordan Rhodes.And the Daily Express say Fulham have turned down a £1m bid for teenager Kerim Frei from Turkish club Galatasaray, who are now planning to make a £2m offer.Chelsea face competition from Arsenal for the signing of Newcastle star Hatem Ben Arfa, according to the Mirror.The Magpies winger has attracted interest from Chelsea for some time, but it is suggested that Arsenal are now strong contenders to sign him.It is also claimed that Ben Arfa fears he would not play regularly if he were to move to Stamford Bridge.Meanwhile, the Express say Chelsea are to increase their bid for Wigan’s Victor Moses to £5.5m.The Sun suggest Wigan are prepared to double Moses’ wages in order to keep him. Follow West London Sport on TwitterFind us on Facebook
The A’s made their biggest splash in years on the international free-agent market Tuesday, signing dynamic 16-year-old shortstop Robert Puason of the Dominican Republic.Puason, a switch-hitting shortstop ranked No. 2 on MLB.com’s Top 30 International Prospect list, will get somewhere around $5 million, according to MLB.com’s Jesse Sanchez.16-year-old Dominican shortstop Robert Puason is the No. 2-ranked player in the 2019-20 international class. The signing period begins on July 2, and the …
South African Science and Technology Minister Mosibudi Mangena has launched the country’s first two national nanotechnology innovation centres. The launch forms part of the government’s plan to ensure South Africa remains competitive in the international research community in the fast-developing field of nanoscience and nanotechnology.Nanotechnology is a field of applied science and technology which manipulates materials on an atomic or molecular scale, particularly in the construction of microscopic devices such as robots.The two innovation centres have been established at the Council for Scientific and Industrial Research (CSIR) and Mintek in Pretoria.Mangena said South Africa, as a developing nation, will benefit from nanotechnology. “We therefore have to create an environment conducive to harnessing the potential benefits of this promising field of science,” he said.“Theirs will not be blue sky research but one with identified, tangible measurables. They will have to be at the forefront, the tone-setters and catalysts of the country’s research and development programme in Nanotechnology.”The focus of the CSIR centre is on the design and modelling of novel nano-structured materials, while the centre at Mintek focuses on water, health, mining and minerals.These areas have been identified in the department of science and technology’s (DST’s) National Nanotechnology Strategy as key in the development of nanoscience and nanotechnology in order to effect social development.Both centres will have a strong focus on human capital development by training and developing young scientists who will stimulate growth in South Africa’s emerging nanotechnology industry.Dr Daven Compton, head of nanoscience and nanotechnology at Mintek expressed pride at Mintek’s selection to host one of these centres.“We are confident that the Mintek consortium will be able to build on to its existing strengths to, ultimately, provide nanotechnology-based products that will find commercial favour in the global arena,” he said.The Mintek consortium consists of the DST, the Medical Research Council, the Water Research Commission, the Universities of Johannesburg, the Western Cape and Rhodes.“Through the synergies achieved by means of this powerful partnership, the DST/Mintek Nanotechnology Innovation Centre will initially have three focal areas which will be represented in the fields of sensor, biolabel and water nanotechnology,” said Compton.Dr Suprakas Sinha Ray, chief researcher and leader at the CSIR centre, said that “we are still in the initial wave of nanotechnology, in which most of the nanotechnology-based products on the market are linked to defence and national security applications or to sporting goods and consumer-convenience items, is currently being experienced.“
Easy access to wireless, broadband- supported internet has helped boost the number of users in South Africa.Khanyi MagubaneA new survey by technology research consultancy World Wide Worx has revealed that internet users in South Africa have grown by 12.5 % to 4.5-million in the past year.This is the fastest growth since 2001 and is largely attributed to the growth of the country’s broadband services.The report, sponsored by Cisco Systems, indicates that growth could have accelerated even further if it wasn’t for a “highly restrictive” regulatory environment.World Wide Worx managing director Arthur Goldstuck says they are excited with the results.“It is only the beginning of a dramatic turnaround, and is occurring despite numerous obstacles in the way of growth.”Reshaad Ahmed, senior manager of Cisco’s Internet Business Solutions, says the evolution and changes in the telecommunications industry could not have come at a better time in South Africa.“We believe these changes will lead to sufficient levels of competition, increase access to internet usage and in turn, increase global competitiveness and economic diversity.“South Africa could, potentially, go from five major service providers to more than 300 overnight,” says Ahmed.The Internet Access in South Africa 2008 report also showed that a major factor in the increase was small businesses taking advantage of broadband offering by connecting their employees via ADSL, which accounted for half of the growth in the market.Increased sales of 3G cards and a dramatic shift from dial-up to broadband connections has also spiked to 50%.Ahmed believes the changes taking place in the telecommunications industry will soon have a positive spin-off.Changing the playing fieldCommunications minister Ivy Matsepe-Cassaburi’s recent decision not to challenge the court case of about 300 Value Added Network Service providers to build their own networks will also play a big role in further growth.“We are seeing a broadband culture emerging in South Africa, held back only by the restrictions still placed on data capacity,” says Goldstuck.“These should start becoming a non-issue from the middle of 2009, as the first of the major new undersea cables enters operation. At that point, dial-up will effectively be dead as a connectivity option; it is more expensive, and utterly inappropriate to the changing nature of the internet.”In mid-2009 Seacom, South Africa’s second transatlantic data cable, will go online. The increased bandwidth is expected to dramatically increase internet use. The cable, commissioned mainly by new market entrant Neotel, will increase South Africa’s international bandwidth 40-fold.This era is also set to mark what World Wide Worx described as a “seismic shift in the internet landscape in Africa”.“It spells the birth of an entirely new industry, and we are already seeing the market champing at the bit to become part of that industry,” says Goldstuck.Goldstuck believes that the industry has been waiting for this change for a while.A number of smaller semi-legal network operators that have appeared in the past year could well be on their way to obtaining full operating licences.Once this happens, along with the new market entrants, the market would become extremely competitive, which would drive further growth.Goldstuck says the emergence of several players in the market will be an advantage to the consumer, who will have more choice.“These findings … indicate a positive trend for economic growth. We believe that pervasive broadband at the right price is a key enabler for economic prosperity.”But Cisco has warned that the expected change will not happen overnight.“Only some of the 300-plus contenders will be in a position to manage their own networks due to their ability to raise the necessary capital,” says Ahmed.“Those that do step up to the challenge must spend a significant amount of time building a business model that will be sustainable, innovative, and takes advantage of the strategic position with which a contender is faced, while employing the capabilities of existing service providers.”Research company Nielson/NetRatings released other statistics on internet usage in South Africa in July 2008.According to that research, the number of South African unique browsers is up 120% over the past two years and page impressions up 129%.In May 2007, there were 3.9-million active South African unique browsers compared to 1.8-million in May 2005.The research found that during the same period, page impressions grew from 91-million to 207-million.On the gender of internet users, the internet population was divided between 54% men (2.15-million people) and 45% women (1.79-million people).Most users – 36% of the online population – are aged between 25 and 34.English was found to be the most dominant language, with 52% of the internet population (2.1-million). Users who surf the internet in Afrikaans followed at 1.11-million, accounting for 28% of those online.Do you have queries or comments about this article? Email Khanyi Magubane at [email protected] articlesBloggers to fight hunger in Africa Broadband centre launches in SA Positive outlook for IT in SA Google earth zooms in on SA Useful linksCisco World Wide WorxDepartment of Communications
Sesame Street for Military Families (SS4MF) and the Military Families Learning Network (MFLN) have joined forces to provide a webinar series showcasing resources and strategies related to community violence, military relocation, military caregiving, and young children with special needs. The MFLN’s Family Transitions and Family Development concentration areas collaborated with SS4MF to provide the first webinar in the five part “Kids Serve Too!,” series, highlighting Sesame Street military resources.Antonio Freitas, Senior Content Manager at Sesame Workshop, facilitated part one of the series and provided an overview of this fantastic organization and the resources that they provide. Here are some insights from part one of this series:The mission of the Sesame Street for Military Families Initiative is to support military families through all the milestones of their lives.SS4MF has a 12+ year history and they address several topics that impact military families such as: deployments, homecomings, relocation, injuries, grief, and civilian life.A section of their website is designed specifically for service providers and it includes resources that providers can utilize for the military families that they serve.The Watch, Ask, Share section includes videos and tools on how to engage with military family clients, as well as handouts to share that offer simple strategies that families can use immediately.SS4MF has a partnership with Caribu, a mobile app for phones and tablets that is an online library where parents can read to their kids remotely. This has great benefits for parents who are deployed and can facilitate quality, face to face time for deployed parents and their kids. Other SS4MF resources focus on moving or relocation, teaching kids about self-expression, and birthday traditions.Some of the key strategies that SS4MF implements in providing for military kids and families are: looking at milestones through a child’s perspective, helping children maintain positive attitudes around change, kids’ self-expression, and keeping routines.And above all, SS4MF promotes the goal of reassuring children that they are loved and safe and that they can learn ways of being there for one another within their families and support systems.There are also tons of great resources and activities that Sesame Workshop provides for families and service professionals to incorporate into their existing efforts. Here are some of our favorites:The Talk, Listen, Connect Toolkits provide great opportunities for learning with topics like: getting ready for school, emergency preparation, finances, resilience, grief, military families, and family transitions.SS4MF also has some great mobile apps such as The Big Moving Adventure, which helps kids cope through the moving process. Another app is called Breathe, Think, Do with Sesame, which teaches kids how to stay calm and solve everyday challenges.There are also games and activities specifically for military families with young children such as: Mood Monster and Feeling Faces.Did you happen to miss the live webinar? Then be sure to check out the archived version here: “Sesame Street Overview on Military Resources.” This is Part 1 in our Kids Serve Too! Series, with Parts 2-5 still to come throughout 2019! And, if you are a Licensed Social Worker, Family Therapist, or Professional Counselor, you can obtain 1.0 CEUs for part 1 until December 6, 2019. Find out more at the link for part 1 above!
Central Michigan redshirt freshman guard Micaela Kelly shoots a layup during the first quarter of the Chippewas’ win against Ohio State in the second round of the NCAA tournament at St. John Arena on March 19. Credit: Colin Hass-Hill | Sports EditorIn a stunning upset, the third-seeded Ohio State women’s basketball team fell 95-78 to 11th-seeded Central Michigan Monday in the second round of the NCAA tournament. Along with the loss comes the final game for five seniors on the Buckeyes’ roster, including senior guard Kelsey Mitchell.The only silver lining for Ohio State came when Mitchell scored her 20th point with 6:59 remaining in the fourth quarter, which moved her into second place all-time in NCAA women’s history for career scoring. Mitchell struggled to find her shot all night, finishing with 28 points on 11-of-29 shooting.Central Michigan’s 14 3-pointers and 25 made free throws played a huge part in its victory. Along with its relentless defense that held the Buckeyes to just 40 percent shooting, Central Michigan ensured nothing went right for Buckeyes during their final game.Central Michigan fell behind after the first quarter, but blew the door off with a 25-6 second quarter. After a 15-9 Ohio State first quarter lead, the Chippewas went on a 14-0 run to start the second quarter. The Buckeyes did not score their first second-quarter field goal until there was three minutes remaining. “I thought for a stretch there we got really good shots,” head coach Kevin McGuff said. “We missed probably four layups at the beginning of the second quarter, shots that we normally make. Then we just didn’t handle it very well cause I think we let that spill over to the defensive end. We lost a bit of focus and intensity.”Senior guard Cassie Breen and junior guard Presley Hudson combined for 19 of the Central Michigan’s 25 points in the quarter. Breen’s 12 points came in all sorts of fashion. She went 3-for-4 from the field, making 2-of-3 shots from 3s, and made all three attempts from the free-throw line. As is often the trend with the Buckeyes, when Mitchell struggled, so too did Ohio State. Mitchell shot 2-of-8 in the second quarter with her team finishing the quarter 2-of-13 from the field — with six turnovers on top. Redshirt senior forward Stephanie Mavunga couldn’t find any offense either, shooting 1-of-3 and splitting a pair of free throws.It didn’t get any better in the third quarter with Central Michigan’s onslaught continuing. Any glimmer of hope vanished when the Buckeyes were outscored 33-25 in the third quarter. Central Michigan’s seven 3-pointers put the game away for good, for it maintained a 67-46 lead heading into the fourth quarter.“We tried to play hard and compete,” Mavunga said. “Central Michigan did a good job capitalizing off of our mistakes. we had a lot of turnovers which is really unlike us. That really showed, it hurt us down the stretch. We had good possessions here and there, but Central Michigan did a good job capitalizing off what we did wrong.”Central Michigan held the lead throughout the fourth quarter, even with a valiant push from the Buckeyes. Senior forward Tinara Moore’s 20 points, along with Breen’s 22 and Hudson’s 28 points were enough to sustain its lead throughout the game. Ohio State finished Mitchell’s final season as both Big Ten regular season and tournament champions, posting a 28-7 overall and 13-3 conference record.
Right-back player Fabio Borini says he is prepared to shine as a ‘star’ for Milan after affirming he has “proved worthy” of the Rossoneri shirt and that he is won’t be leaving to nowhere.Borini entered Milan from Sunderland last summer and ever since has become a jack-of-all-trades for the Diavolo. He has made 44 appearances in his usual striking position, out wide and even at right-back. On speaking about his future in Milan, he told Gazzetta Dello Sport via Football Italia that he is ready to become a star for Milan.“My balance sheet for the past season is absolutely positive,” he said.“The expectations for me weren’t very high, but I think I proved to be worthy of the Milan shirt.“I think I did good things, despite not playing in my natural role most of the time. I’d like to play and not be just a pawn.Serie A Betting: Match-day 3 Stuart Heath – September 14, 2019 Considering there is a number of perfect starts so early in the Serie A season, as well as a few surprisingly not-so perfect ones….“I plan to carve out a starring role. I’m not at Milan just to hole up for the winter but to get back to playing regularly.“I’m waiting for revenge with Juventus in the Supercopa. Playing in the first half of August could benefit us, if the Coach doesn’t kill us in preseason…“My dream is to win a trophy with this shirt, and the Supercoppa would be an excellent start to more important ones.“Exodus at Milan? For me, certainly not. Generally speaking, I don’t think so. [UEFA] could be a situation that brings us even closer together.“After that, excuse me but where would I run to? We’re at Milan after all…”
Real Madrid are reportedly going to pay €75M if they to sign Borussia Dortmund midfielder Julian Weigl this summer.According to caughtoffside, Borussia Dortmund have slapped a €75M (£68M) price tag on Julian Weigl.Don Balon reported last month that Real Madrid manager Julen Lopetegui asked the club to sign the Weigl.Don Balon also reported that the club are willing to offer €50M for the player, an amount that Borussia Dortmund deem below valuation.Zidane reveals Sergio Ramos injury concern for Real Madrid Andrew Smyth – September 14, 2019 Zinedine Zidane has put Sergio Ramos’ availability for Real Madrid’s trip to Sevilla next weekend in doubt after withdrawing him against Levante.Real Madrid lack a quality back-up for midfielder Casemiro, and the signing of Weigl would be a smart move for Los Blancos.The 22-year-old has been impressive with Dortmund and has shown that he’s capable of becoming one of the world’s best in the nearest future.Weigl has composure on the ball and wide passing range that would make him a great addition for Real Madrid. Despite being quite young, he has already cemented his place in Dortmund’s starting line-up.